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Consolidate
Your Debts
 | Reduce
your minimum payments--as much as 50%
| Consolidate
your multiple payments into one simple monthly
payment!
| Eliminate
or reduce interest rates!
| Eliminate
late charges and over the limit fees!
| Re-aging
of past due accounts to improve credit rating
| Free
Consultation
| Home
Ownership Not Required
Submit A Questionnaire for Free
Quote Click
Here |
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Benefits
Reduction in minimum payments, as much as 50%
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| Program
Steps |
1.
Your
counselor will review your credit and budget information to arrive
at a repayment plan that will either be a debt consolidation loan
program or a debt management program. Most other companies in the
industry simply offer debt management programs. VipCredit offers
debt consolidation loan programs, debt management programs, or a
combination of the two. This is what separates VipCredit from the
competition and what will get you out of debt in the shortest
period of time!
2. After deciding which program will be the
most beneficial, you will decide when you will be making your
first payment to VipCredit. You will have one easy date that
will be your payment date every month. There will be no more
different due dates to remember or budget for!
3. If after discussing your financial
situation with your counselor you decide to enroll in our debt
management program, VipCredit will contact your creditors and
negotiate with them to have your monthly payments lowered and your
interest rates reduced. You then simply send one reduced
monthly payment to VipCredit and we distribute the funds to your
creditors on your behalf. You will still receive your
monthly statements, so you will see your balances dropping.
If any of your creditors contact you, you can direct them to
VipCredit. You'll be assigned a personal account specialist to
deal with any questions or situations that may arise.
4. Simply keep making your monthly payments
on time and you will be on the road to a better credit rating,
stable finances and eliminating your debt!
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Results
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As
a result of the benefits that we can achieve for you, you will be
able to pay off your debt in much less time than you could on your
own.
Our average client maintains a $10,000 debt with an 18.5% interest
rate. Without VipCredit, by paying the monthly minimum payment, it
would take at least 32 years and $24,500 to pay off the original
debt.
With VipCredit that same client's debt will be paid off much
sooner: usually 3 to 5 years, even with the reduced monthly
payments!
How? Interest rate reductions, consistent on-time payments, and
reduced late charges work together to effectively shrink the total
balance owed. Before a client joins VipCredit, most of his or her
payments are applied to interest charges. This barely
changes the balance amount. By reducing the interest, you can pay
off the balances in a lot less time!
The Debt Management Program is also designed to provide you with
easily accessible help and guidance. Our counselors are available
to handle harassing phone calls from creditors, assist you with
legal situations and teach you how to handle credit in the future.
Our counselors also make budgeting suggestions so that you can
save more money each month and spend your earnings more
efficiently.
Do you think you'd be better off declaring bankruptcy?
VipCredit can probably help save you those court costs and the
loss of precious assets. Please talk to one of our counselors if
you are considering bankruptcy to find out about the alternatives.
We can direct you to bankruptcy assistance if that is the best
solution for your specific situation.
We're here to find the best way to get you back on track and debt
free!
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Copyright
All Rights Reserved
EGM Services, Inc
P O Box 430
Seville, FL 32190
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